Wise — The Smartest Way to Send Money to the Philippines in 2025
Wise vs Other Money Transfer Services
| Feuture | Wise | Remitly | Wester Union | Paypal |
|---|---|---|---|---|
| Exchange rate | ✅ Real mid-market | ❌ Markup | ❌ Markup | ❌ Markup |
| Fees | ✅ From 0.6% | ⚠️ 2–4% | ⚠️ 3–6% | ⚠️ 3–5% |
| Transfer speed | ✅ Minutes | ✅ Fast | ⚠️ Slow | ⚠️ Slow |
| GCash support | ✅ Yes | ✅ Yes | ❌ No | ❌ No |
| Transparency | ✅ Full | ⚠️ Partial | ❌ Hidden fees | ❌ Hidden fees |
How Wise Works (Step-by-step)
Why Wise is good choice for money transfer for Philippines?
Trusted by 16+ million users worldwide
Discover how Wise (formerly TransferWise) helps you send money to the Philippines faster, cheaper, and more transparently than banks.
Security & Regulation
See why thousands switched to Wise — try now with ₱0 hidden fees!
Wise is regulated by the UK Financial Conduct Authority (FCA)
All transfers are encrypted and trackable
Partnered with Bangko Sentral ng Pilipinas (BSP) for local payouts
16+ million users worldwide trust Wise for cross-border transfers
Why Filipinos Trust Wise
✅ Uses real exchange rate (no hidden markup)
✅ Works with GCash and BDO/BPI directly
✅ Low transparent fee — always shown before sending
✅ Easy setup — no need to visit a branch
✅ Mobile app with full tracking
✅ Regulated by UK FCA & Bangko Sentral ng Pilipinas partner network
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